A property title search examines public records on the property to confirm the property's rightful legal owner. The title search should also reveal if there are any claims or liens on the property that could affect your purchase.  

 Title insurance protects homebuyers and mortgage lenders against defects or problems with a title when there is a transfer of property ownership. If a title dispute arises during or after a sale, the title insurance company may be responsible for paying specified legal damages, depending on the policy.   

  When you buy a home, the transaction is public.

- Recording means filing your deed and / or mortgage with your county

- The document is date and time stamped, and may be uploaded to a web site for the public

- You pay recording fees at closing when you sign your final documents

  Failing to properly record these documents can lead to problems. These include ownership disputes.          It can make it hard to get a mortgage. The legal and financial results can be severe.

Document review is important when purchasing a property. By reviewing all legal documents prior to sending to the County Clerk for recording, this can help expedite the recording process and avoid county rejections.